VIRGINIA Credit Union Profile

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VIRGINIA

Charter #24962 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (804) 323-6000

Fax:

Founding Date: N/A

Website: http://www.vacu.org

Personnel & Operations

President: Ampy, Kenneth

Manager: Shockley, Christopher

FT Employees: 1,054

PT Employees: 36

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 39

Hours: Monday - Friday: 8 a.m. - 5 p.m

Credit Union Profile Summary

VIRGINIA is a FCU Credit Union. With a total of 493,643 members [1], this institution manages approximately $6,997,708,683 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.82% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 38.20% [1].

Financial Snapshot

Total Assets [1]
$6,997,708,683

Total economic resources.

Total Loans [1]
$5,279,656,734

Total value of outstanding loans.

Total Deposits [1]
$6,086,011,558

Total funds deposited by members.

Members [1]
493,643

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.82%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.70%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
86.75%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
32.15%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
38.20%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
48.76%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

7500 Boulder View Dr

North Chesterfi, VA, 23225-4046

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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No branch locations found for this credit union in the database.