GECU Credit Union Profile

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GECU

Charter #24941 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (915) 778-9221

Fax:

Founding Date: N/A

Website: https://www.gecu-ep.org

Personnel & Operations

President: Watters, Greg

Manager: Long, Crystal

FT Employees: 840

PT Employees: 41

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 30

Hours: M-F 8:00 am to 5:00 pm

Credit Union Profile Summary

GECU is a FCU Credit Union. With a total of 435,429 members [1], this institution manages approximately $4,416,973,053 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.89% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.68% [1].

Financial Snapshot

Total Assets [1]
$4,416,973,053

Total economic resources.

Total Loans [1]
$3,511,729,258

Total value of outstanding loans.

Total Deposits [1]
$3,530,954,104

Total funds deposited by members.

Members [1]
435,429

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.89%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.28%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
99.46%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.19%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
6.68%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.93%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1225 Airway Blvd

El Paso, TX, 79925

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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No branch locations found for this credit union in the database.