BEST REWARD Credit Union Profile

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BEST REWARD

Charter #24920 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (216) 367-8000

Fax: (216) 367-8001

Founding Date: N/A

Website: http://www.bestrewardfcu.coop

Personnel & Operations

President: Alford, Norman

Manager: Shirilla, John

FT Employees: 21

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: monday,tuesday,thursday, 8:30-4:45 Wed 9:30

Credit Union Profile Summary

BEST REWARD is a FCU Credit Union. With a total of 11,651 members [1], this institution manages approximately $159,718,902 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 15.07% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.28% [1].

Financial Snapshot

Total Assets [1]
$159,718,902

Total economic resources.

Total Loans [1]
$30,113,658

Total value of outstanding loans.

Total Deposits [1]
$117,304,484

Total funds deposited by members.

Members [1]
11,651

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.07%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.51%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
25.67%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.89%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -10.28%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.48%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

5681 Smith Rd

Brook Park, OH, 44142
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by BEST REWARD (Charter #24920).

Main Office

Best Reward Federal Credit Union Main Office

Type: Corporate Office

5681 Smith Rd

Brook Park, OH 44142

Phone: (216) 367-8000

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Highland Hts

Best Reward Federal Credit Union

Type: Branch Office

390 Alpha Park

Highland Hts, OH 44143

Phone: (440) 449-8383

Services: Member Services

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Walton Hills

Best Reward Federal Credit Union

Type: Branch Office

21375 Alexander Rd

Walton Hills, OH 44146

Phone: (440) 232-9540

Services: Member Services, ATM, Drive-Thru

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