NORTHAMPTON AREA SCHOOL DIST. EMPS Credit Union Profile

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NORTHAMPTON AREA SCHOOL DIST. EMPS

Charter #24911 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (610) 262-7811

Fax: (610) 262-8527

Founding Date: N/A

Website: https://www.nasdecu.com

Personnel & Operations

President: Becker, Richard

Manager: Kosman, Christine

FT Employees: 0

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 04

Branches: 1

Hours: Monday to Friday, 9 AM to 2 PM

Credit Union Profile Summary

NORTHAMPTON AREA SCHOOL DIST. EMPS is a FCU Credit Union. With a total of 834 members [1], this institution manages approximately $12,556,761 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 18.29% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.63% [1].

Financial Snapshot

Total Assets [1]
$12,556,761

Total economic resources.

Total Loans [1]
$4,936,861

Total value of outstanding loans.

Total Deposits [1]
$10,249,499

Total funds deposited by members.

Members [1]
834

Number of active members.

Performance Ratios

Net Worth Ratio [1]
18.29%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.53%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
48.17%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 8.90%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -5.63%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.25%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2014 Laubach Ave

Northampton, PA, 18067-1351
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by NORTHAMPTON AREA SCHOOL DIST. EMPS (Charter #24911).

Main Office

Office Main Office

Type: Corporate Office

2014 Laubach Ave

Northampton, PA 18067-1351

Phone: (610) 262-7811

Services: Member Services

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