ENCOMPASS NIAGARA Credit Union Profile

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ENCOMPASS NIAGARA

Charter #24873 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 236-7678

Fax: (716) 236-7807

Founding Date: N/A

Website: http://www.encompassniagara.com/

Personnel & Operations

President: Schmitt, Stephen

Manager: Moeller, Alaina

FT Employees: 6

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Mon-Fri 9AM-4:30PM

Credit Union Profile Summary

ENCOMPASS NIAGARA is a FCU Credit Union. With a total of 2,919 members [1], this institution manages approximately $23,984,142 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.39% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 59.07% [1].

Financial Snapshot

Total Assets [1]
$23,984,142

Total economic resources.

Total Loans [1]
$15,561,100

Total value of outstanding loans.

Total Deposits [1]
$20,960,766

Total funds deposited by members.

Members [1]
2,919

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.39%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.21%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.24%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
60.46%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
59.07%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
132.22%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2525 Military Rd

Niagara Falls, NY, 14304

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by ENCOMPASS NIAGARA (Charter #24873).

Main Office

Encompass Niagara Federal Credit Union Main Office

Type: Corporate Office

2525 Military Rd

Niagara Falls, NY 14304

Phone: (716) 236-7678

Services: Member Services, ATM

Open in Directions

Additional Branches

Amherst

Compusource Systems, Inc.

Type: Branch Office

110 John Muir Dr

Amherst, NY 14228-1148

Phone: (800) 295-9100

Services: None specified

Open in Directions

Niagara Falls

Encompass Niagara Federal Credit Union

Type: Corporate Office

2525 Military Rd

Niagara Falls, NY 14304

Phone: (716) 236-7678

Services: None specified

Open in Directions