THE FINEST Credit Union Profile

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THE FINEST

Charter #24862 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (646) 661-1886

Fax: (646) 661-1093

Founding Date: N/A

Website: http://www.thefinestfcu.org

Personnel & Operations

President: Mifsud, George

Manager: Stone, Keith

FT Employees: 8

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 1

Hours: Monday - Friday 9am-4pm

Credit Union Profile Summary

THE FINEST is a FCU Credit Union. With a total of 10,997 members [1], this institution manages approximately $33,011,404 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 22.62% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 13.71% [1].

Financial Snapshot

Total Assets [1]
$33,011,404

Total economic resources.

Total Loans [1]
$29,963,540

Total value of outstanding loans.

Total Deposits [1]
$25,960,490

Total funds deposited by members.

Members [1]
10,997

Number of active members.

Performance Ratios

Net Worth Ratio [1]
22.62%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
5.01%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
115.42%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
11.57%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
13.71%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
22.05%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

215 Park Row, Suite 2

New York, NY, 10038

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by THE FINEST (Charter #24862).

Main Office

Main Branch - Police Plaza Main Office

Type: Corporate Office

215 Park Row

Suite 2

New York, NY 10038

Phone: (646) 661-1886

Services: Member Services

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