MAINSTREET Credit Union Profile

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MAINSTREET

Charter #24858 | NCUA Region 3 | FCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (913) 599-1010

Fax: (913) 599-4816

Founding Date: N/A

Website: https://www.mainstreetcu.org

Personnel & Operations

President: Alvarado, Paul

Manager: Mayes, Bob

FT Employees: 132

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 18.49%

Membership Type: 00

Branches: 10

Hours: Drive Thru: Monday - Thursday: 7:30 a.m. -

Credit Union Profile Summary

MAINSTREET is a FCU Credit Union. With a total of 56,383 members ^[1], this institution manages approximately $701,979,972 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.97% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.53% ^[1].

Financial Snapshot

Total Assets ^[1]

$701,979,972

Total economic resources.

Total Loans ^[1]

$398,362,176

Total value of outstanding loans.

Total Deposits ^[1]

$612,224,466

Total funds deposited by members.

Members ^[1]

56,383

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.97%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.54%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

65.07%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 2.68%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 7.53%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -4.35%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

13001 W 95th St

Lenexa, KS, 66215-3726

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 13 branches reported by MAINSTREET (Charter #24858).

Main Office

Lenexa Main Office

Type: Corporate Office

13001 W 95th St

Lenexa, KS 66215-3726

Phone: (913) 599-1010

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Bonner Springs

Type: Branch Office

101 Roeland Park Dr

Type: Branch Office

SMMC

Type: Branch Office

9100 W 74th St

Shawnee Mission, KS 66204

Phone: (913) 599-1010

Services: Member Services, ATM

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