BRADFORD AREA SCHOOL EMPLOYEES Credit Union Profile

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BRADFORD AREA SCHOOL EMPLOYEES

Charter #24857 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 368-5595

Fax: (814) 596-0089

Founding Date: N/A

Website: http://www.basecu.org

Personnel & Operations

President: Kloss, Steve

Manager: Aaron-Simmons, Michelle

FT Employees: 1

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 24

Branches: 1

Hours: 3:30-5:30 Monday & Friday 6:00-7:30 Wednesd

Credit Union Profile Summary

BRADFORD AREA SCHOOL EMPLOYEES is a FCU Credit Union. With a total of 268 members [1], this institution manages approximately $1,103,128 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 21.11% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.21% [1].

Financial Snapshot

Total Assets [1]
$1,103,128

Total economic resources.

Total Loans [1]
$795,553

Total value of outstanding loans.

Total Deposits [1]
$868,595

Total funds deposited by members.

Members [1]
268

Number of active members.

Performance Ratios

Net Worth Ratio [1]
21.11%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.31%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
91.59%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 9.95%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -10.21%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.47%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

125 Main St Rm 206

Bradford, PA, 16701
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by BRADFORD AREA SCHOOL EMPLOYEES (Charter #24857).

Main Office

Office Main Office

Type: Corporate Office

125 Main St Rm 206

Bradford, PA 16701

Phone: (814) 368-5595

Services: Member Services

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