MEMBERS FIRST OF MARYLAND Credit Union Profile

Showing details for MEMBERS FIRST OF MARYLAND Credit Union.

Home > MD > MEMBERS FIRST OF MARYLAND

MEMBERS FIRST OF MARYLAND

Charter #24855 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (410) 633-8850

Fax: (410) 633-2120

Founding Date: N/A

Website: http://www.mfirstcu.org

Personnel & Operations

President: Ernest, Jerry

Manager: Lassiter, Byron

FT Employees: 6

PT Employees: 4

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 49

Branches: 2

Hours: M-F 9:00AM to 4:30PM

Credit Union Profile Summary

MEMBERS FIRST OF MARYLAND is a FCU Credit Union. With a total of 3,638 members [1], this institution manages approximately $21,859,266 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 3.35% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 16.71% [1].

Financial Snapshot

Total Assets [1]
$21,859,266

Total economic resources.

Total Loans [1]
$9,866,378

Total value of outstanding loans.

Total Deposits [1]
$21,146,503

Total funds deposited by members.

Members [1]
3,638

Number of active members.

Performance Ratios

Net Worth Ratio [1]
3.35%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.65%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
46.66%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -6.67%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 16.71%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 43.23%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1631 Merritt Blvd

Baltimore, MD, 21222
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 2 branches reported by MEMBERS FIRST OF MARYLAND (Charter #24855).

Main Office

Corporate Office Main Office

Type: Corporate Office

1631 Merritt Blvd

Baltimore, MD 21222

Phone: (410) 633-8850

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Nottingham

Perry Hall

Type: Branch Office

4371 Ebenezer Rd

Perry Hall Square Shopping Center

Nottingham, MD 21236-2143

Phone: (410) 931-3123

Services: Member Services, ATM

Open in Directions