WESTERN DIVISION Credit Union Profile

Showing details for WESTERN DIVISION Credit Union.

Home > NY > WESTERN DIVISION

WESTERN DIVISION

Charter #24731 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 632-9328

Fax: (716) 632-1383

Founding Date: N/A

Website: http://WWW.WESTERNDIVISION.ORG

Personnel & Operations

President: Seitz, Peter

Manager: Harms, Robert

FT Employees: 29

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: M-W 9-4, TH-F 9-5

Credit Union Profile Summary

WESTERN DIVISION is a FCU Credit Union. With a total of 11,220 members [1], this institution manages approximately $216,328,691 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.92% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 14.92% [1].

Financial Snapshot

Total Assets [1]
$216,328,691

Total economic resources.

Total Loans [1]
$164,185,075

Total value of outstanding loans.

Total Deposits [1]
$181,766,660

Total funds deposited by members.

Members [1]
11,220

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.92%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.49%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
90.33%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.00%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 14.92%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 6.30%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6750 MAIN ST

WILLIAMSVILLE, NY, 14221
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 2 branches reported by WESTERN DIVISION (Charter #24731).

Main Office

WILLIAMSVILLE Main Office

Type: Corporate Office

6750 MAIN ST

Williamsville, NY 14221

Phone: (716) 632-9328

Services: Member Services

Open in Directions

Additional Branches

Dunkirk

DUNKIRK

Type: Branch Office

15 W 6TH ST

Dunkirk, NY 14048-2441

Phone: (716) 632-9328

Services: Member Services

Open in Directions