COMMUNITY & TEACHERS Credit Union Profile

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COMMUNITY & TEACHERS

Charter #24730 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (401) 438-7788

Fax: (401) 431-0431

Founding Date: N/A

Website: http://WWW.TEACHERSCU.ORG

Personnel & Operations

President: Goulet, Jeannette

Manager: Saunders, Kenneth

FT Employees: 4

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: M.T.W.T 9:00a.m-4:00p.m F 9:00a.m-6:00p.m.

Credit Union Profile Summary

COMMUNITY & TEACHERS is a FCU Credit Union. With a total of 1,685 members [1], this institution manages approximately $31,323,552 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.77% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.71% [1].

Financial Snapshot

Total Assets [1]
$31,323,552

Total economic resources.

Total Loans [1]
$19,783,626

Total value of outstanding loans.

Total Deposits [1]
$28,286,886

Total funds deposited by members.

Members [1]
1,685

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.77%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.57%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
69.94%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.55%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.71%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.33%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1169 S Broadway

East Providence, RI, 02914-4931
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by COMMUNITY & TEACHERS (Charter #24730).

Main Office

Community & Teachers Federal Credit Union Main Office

Type: Corporate Office

1169 S Broadway

East Providence, RI 02914-4931

Phone: (401) 438-7788

Services: Member Services, Drive-Thru

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