RADIUS Credit Union Profile

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RADIUS

Charter #24715 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 875-1747

Fax: (716) 875-1792

Founding Date: N/A

Website: http://www.radiusfcu.com

Personnel & Operations

President: Kearney, William

Manager: Hilton, Lisa

FT Employees: 9

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: M, T, TH, F - 8:30 AM - 4:30 PM W 9:00 AM -

Credit Union Profile Summary

RADIUS is a FCU Credit Union. With a total of 4,963 members [1], this institution manages approximately $65,548,969 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.2% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.58% [1].

Financial Snapshot

Total Assets [1]
$65,548,969

Total economic resources.

Total Loans [1]
$45,872,933

Total value of outstanding loans.

Total Deposits [1]
$56,211,037

Total funds deposited by members.

Members [1]
4,963

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.2%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.14%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
81.61%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.54%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
5.58%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.28%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2853 Delaware Ave

Kenmore, NY, 14217-2719

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by RADIUS (Charter #24715).

Main Office

Delaware Avenue Main Office

Type: Corporate Office

2853 Delaware Ave

Kenmore, NY 14217-2719

Phone: (716) 875-1747

Services: Member Services, ATM

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