I AM Credit Union Profile

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I AM

Charter #24670 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (212) 957-1055

Fax: (212) 767-1732

Founding Date: N/A

Website: https://www.iamfedcu.org

Personnel & Operations

President: Garcia, Aida

Manager: Pierre, Kathya

FT Employees: 19

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 1

Hours: 8:30 to 5:00

Credit Union Profile Summary

I AM is a FCU Credit Union. With a total of 15,496 members [1], this institution manages approximately $96,293,911 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.29% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 7.43% [1].

Financial Snapshot

Total Assets [1]
$96,293,911

Total economic resources.

Total Loans [1]
$37,376,397

Total value of outstanding loans.

Total Deposits [1]
$86,507,544

Total funds deposited by members.

Members [1]
15,496

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.29%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.52%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
43.21%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
5.44%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
7.43%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.91%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

498 Fashion Ave Fl 2

New York, NY, 10018-6708

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by I AM (Charter #24670).

Main Office

Corporate Office Main Office

Type: Corporate Office

498 Fashion Ave Fl 2

New York, NY 10018-6708

Phone: (212) 957-1055

Services: Member Services

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