MILLBURY Credit Union Profile

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MILLBURY

Charter #24543 | NCUA Region 1 | FCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (508) 865-7600

Fax: (508) 865-8701

Founding Date: N/A

Website: https://www.millburycu.com

Personnel & Operations

President: Plante, E. Bernard

Manager: Barbato, Joseph

FT Employees: 88

PT Employees: 11

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 5

Hours: Monday through Wednesday 9:00 to 4:00 Thur

Credit Union Profile Summary

MILLBURY is a FCU Credit Union. With a total of 30,451 members ^[1], this institution manages approximately $486,586,375 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.03% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.12% ^[1].

Financial Snapshot

Total Assets ^[1]

$486,586,375

Total economic resources.

Total Loans ^[1]

$351,354,030

Total value of outstanding loans.

Total Deposits ^[1]

$435,820,994

Total funds deposited by members.

Members ^[1]

30,451

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.03%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.34%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

80.62%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -0.25%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -5.12%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -2.28%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

50 Main St

Millbury, MA, 01527

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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