COVENANT SAVINGS Credit Union Profile

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COVENANT SAVINGS

Charter #24532 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (254) 634-8014

Fax: (254) 634-8018

Founding Date: N/A

Website: https://www.mycsfcu.org

Personnel & Operations

President: Walker Sr., Joe

Manager: Williams, Harlan

FT Employees: 2

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 01

Branches: 1

Hours: M, thru F, 09:00 am to 05:00 pm Lobby

Credit Union Profile Summary

COVENANT SAVINGS is a FCU Credit Union. With a total of 1,194 members [1], this institution manages approximately $4,004,250 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.14% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.80% [1].

Financial Snapshot

Total Assets [1]
$4,004,250

Total economic resources.

Total Loans [1]
$2,610,729

Total value of outstanding loans.

Total Deposits [1]
$3,455,377

Total funds deposited by members.

Members [1]
1,194

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.14%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.58%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
75.56%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 7.86%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 0.80%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.56%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2904 E Stan Schlueter loop Bldg A

Killeen, TX, 76542-4813
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by COVENANT SAVINGS (Charter #24532).

Main Office

CSFCU Main Office

Type: Corporate Office

2904 E Stan Schlueter loop Bldg A

Killeen, TX 76542-4813

Phone: (254) 634-8014

Services: Member Services, ATM, Drive-Thru

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