MID-TEX Credit Union Profile

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MID-TEX

Charter #24454 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (325) 646-5266

Fax: (325) 646-4872

Founding Date: N/A

Website: https://www.MTFCU.ORG

Personnel & Operations

President: STONE, MIKE

Manager: HAGOOD, ROBERT

FT Employees: 9

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: LOBBY 9:00 AM - 4:00 PM MON-FRI DRIVE THR

Credit Union Profile Summary

MID-TEX is a FCU Credit Union. With a total of 3,225 members [1], this institution manages approximately $35,936,048 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.51% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.87% [1].

Financial Snapshot

Total Assets [1]
$35,936,048

Total economic resources.

Total Loans [1]
$20,377,571

Total value of outstanding loans.

Total Deposits [1]
$32,652,691

Total funds deposited by members.

Members [1]
3,225

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.51%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.70%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
62.41%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.42%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
2.87%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.03%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3808 HIGHWAY 377 S

BROWNWOOD, TX, 76801-5120

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by MID-TEX (Charter #24454).

Main Office

MAIN Main Office

Type: Corporate Office

3808 HIGHWAY 377 S

Brownwood, TX 76801-5120

Phone: (325) 646-5266

Services: Member Services, ATM, Drive-Thru

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