AMOCO Credit Union Profile

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AMOCO

Charter #2441 | NCUA Region 2 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (409) 948-8541

Fax: (409) 948-3944

Founding Date: N/A

Website: https://www.amocofcu.org

Personnel & Operations

President: Torres, Ruben

Manager: Bailey, Shawn

FT Employees: 309

PT Employees: 14

Designations & Ratios

MDI Status: No

RBC Ratio: 14.21%

Membership Type: 41

Branches: 11

Hours: There are no member service operations, onl

Credit Union Profile Summary

AMOCO is a FCU Credit Union. With a total of 106,634 members ^[1], this institution manages approximately $1,412,272,248 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.15% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.69% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,412,272,248

Total economic resources.

Total Loans ^[1]

$1,167,349,996

Total value of outstanding loans.

Total Deposits ^[1]

$1,234,306,152

Total funds deposited by members.

Members ^[1]

106,634

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

9.15%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.72%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

94.58%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 2.24%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 3.69%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 0.52%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2300 Texas Ave

Texas City, TX, 77590

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 12 branches reported by AMOCO (Charter #2441).

Main Office

Texas City Branch Main Office

Type: Corporate Office

2300 Texas Ave

Texas City, TX 77590

Phone: (409) 948-8541

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Alvin

Alvin Branch

Type: Branch Office

1299 E Highway 6

Alvin, TX 77511

Phone: (281) 245-1050

Services: Member Services, ATM, Drive-Thru

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Dickinson

Bay Colony Branch

Type: Branch Office

3350 Cross Colony Dr

Dickinson, TX 77539

Phone: (409) 948-8541

Services: Member Services, ATM, Drive-Thru

Open in Directions

Type: Corporate Office

6801 Emmett F Lowry Expy Ste 200

Texas City, TX 77591

Services: None specified

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