ARGENT Credit Union Profile

Showing details for ARGENT Credit Union.

Home > VA > ARGENT

ARGENT

Charter #24313 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (804) 748-9488

Fax: (804) 748-7388

Founding Date: N/A

Website: http://www.argentcu.org

Personnel & Operations

President: MILLER, GARY

Manager: ASCIOLLA, JAMIE

FT Employees: 88

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 8

Hours: MON - FRI 7 A.M. - 8 P.M.

Credit Union Profile Summary

ARGENT is a FCU Credit Union. With a total of 35,268 members [1], this institution manages approximately $519,528,994 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.29% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.32% [1].

Financial Snapshot

Total Assets [1]
$519,528,994

Total economic resources.

Total Loans [1]
$312,629,144

Total value of outstanding loans.

Total Deposits [1]
$470,121,969

Total funds deposited by members.

Members [1]
35,268

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.29%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.23%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
66.50%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 9.15%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -3.32%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.69%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

11651 ALLIANCE CIR

CHESTER, VA, 23831-1451
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 5 branches reported by ARGENT (Charter #24313).

Main Office

Operations Center Main Office

Type: Corporate Office

11651 Alliance Cir

Chester, VA 23831-1451

Phone: (804) 748-9488

Services: None specified

Open in Directions

Additional Branches

Chester

Chester

Type: Branch Office

11900 Chester Village Dr

Chester, VA 23831-1732

Phone: (804) 748-9488

Services: Member Services, ATM, Drive-Thru

Open in Directions

Midlothian

Midlothian

Type: Branch Office

1901 WalMart Way

Midlothian, VA 23113

Phone: (804) 748-9488

Services: Member Services, ATM, Drive-Thru

Open in Directions

North Chesterfield

Jeff Davis

Type: Branch Office

5403 Jefferson Davis Hwy

North Chesterfield, VA 23234-2257

Phone: (804) 748-9488

Services: Member Services, ATM, Drive-Thru

Open in Directions

Oxbridge

Type: Branch Office

3611 Oxbridge Rd

North Chesterfield, VA 23236-4225

Phone: (804) 748-9488

Services: Member Services, ATM, Drive-Thru

Open in Directions