UNIVERSITY OF PENNSYLVANIA STUDENTS Credit Union Profile

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UNIVERSITY OF PENNSYLVANIA STUDENTS

Charter #24290 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (215) 222-2604

Fax: (215) 222-2607

Founding Date: N/A

Website: http://www.upennsfcu.org

Personnel & Operations

President: Li, Oliver

Manager: Ch'ng, Jazz

FT Employees: 0

PT Employees: 70

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 03

Branches: 1

Hours: Monday-Friday, 10:00 AM - 5:00 PM

Credit Union Profile Summary

UNIVERSITY OF PENNSYLVANIA STUDENTS is a FCU Credit Union. With a total of 690 members [1], this institution manages approximately $4,991,364 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.68% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -45.76% [1].

Financial Snapshot

Total Assets [1]
$4,991,364

Total economic resources.

Total Loans [1]
$170,386

Total value of outstanding loans.

Total Deposits [1]
$4,128,341

Total funds deposited by members.

Members [1]
690

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.68%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-1.27%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
4.13%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -8.94%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -45.76%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.15%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3401 Walnut St, Frnt 431A

Philadelphia, PA, 19104
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by UNIVERSITY OF PENNSYLVANIA STUDENTS (Charter #24290).

Main Office

University of Pennsylvania Students Federal Credit Union Main Office

Type: Corporate Office

3401 Walnut St Ste 431A

Philadelphia, PA 19104

Phone: (215) 222-2604

Services: Member Services

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