LOWER EAST SIDE PEOPLE'S Credit Union Profile

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LOWER EAST SIDE PEOPLE'S

Charter #24232 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (212) 529-8197

Fax: (212) 529-8368

Founding Date: N/A

Website: http://WWW.LESPEOPLES.ORG

Personnel & Operations

President: Vasquez, Jorge

Manager: Barry-Fall, Aissatou

FT Employees: 27

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 4

Hours: MON, TUES WED, FRI 9-4PM THURS 9-7 PM SAT

Credit Union Profile Summary

LOWER EAST SIDE PEOPLE'S is a FCU Credit Union. With a total of 9,081 members [1], this institution manages approximately $88,796,241 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 20.3% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.28% [1].

Financial Snapshot

Total Assets [1]
$88,796,241

Total economic resources.

Total Loans [1]
$54,403,135

Total value of outstanding loans.

Total Deposits [1]
$65,927,681

Total funds deposited by members.

Members [1]
9,081

Number of active members.

Performance Ratios

Net Worth Ratio [1]
20.3%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.34%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
82.52%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.36%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-4.28%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-5.93%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

37 AVENUE B

NEW YORK, NY, 10009

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by LOWER EAST SIDE PEOPLE'S (Charter #24232).

Main Office

LESPFCU MAIN BRANCH Main Office

Type: Corporate Office

37 AVENUE B

New York, NY 10009

Phone: (212) 529-8197

Services: Member Services, ATM

Open in Directions

Additional Branches

New York

East Harlem Branch

Type: Branch Office

2285 2nd Ave

New York, NY 10035

Phone: (212) 529-8197

Services: Member Services, ATM

Open in Directions

Staten Island

North Shore branch

Type: Branch Office

2 St Pauls Ave

Staten Island, NY 10301-3212

Phone: (718) 554-4554

Services: Member Services, ATM

Open in Directions