ADVANTAGE Credit Union Profile

Showing details for ADVANTAGE Credit Union.

Home > NY > ADVANTAGE

ADVANTAGE

Charter #24181 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (585) 454-5900

Fax:

Founding Date: N/A

Website: http://www.advantagefcu.org

Personnel & Operations

President: Yale, Tom

Manager: Bocach, Jeff

FT Employees: 96

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 7

Hours: Mon-Fri 8am-5pm

Credit Union Profile Summary

ADVANTAGE is a FCU Credit Union. With a total of 34,488 members [1], this institution manages approximately $473,972,945 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.89% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.25% [1].

Financial Snapshot

Total Assets [1]
$473,972,945

Total economic resources.

Total Loans [1]
$344,549,996

Total value of outstanding loans.

Total Deposits [1]
$360,981,950

Total funds deposited by members.

Members [1]
34,488

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.89%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.58%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
95.45%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.68%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.25%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.08%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

70 Metro Park

Rochester, NY, 14623
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 9 branches reported by ADVANTAGE (Charter #24181).

Main Office

Metro Park Main Office

Type: Corporate Office

70 Metro Park

Rochester, NY 14623

Phone: (585) 454-5900

Services: None specified

Open in Directions

Additional Branches

Fairport

Fairport High Scool Branch

Type: Branch Office

1 Dave Paddock Way

Fairport, NY 14450

Phone: (585) 421-2100

Services: Member Services

Open in Directions

Rochester

Broad Street

Type: Branch Office

225 W Broad St

Rochester, NY 14608

Phone: (585) 454-5900

Services: Member Services, ATM, Drive-Thru

Open in Directions

Gates

Type: Branch Office

1975 Buffalo Rd

Rochester, NY 14624

Phone: (585) 454-5900

Services: Member Services, ATM, Drive-Thru

Open in Directions

Mt Hope

Type: Branch Office

1625 Mount Hope Ave

Rochester, NY 14620

Phone: (585) 454-5900

Services: Member Services, ATM, Drive-Thru

Open in Directions

Penfield

Type: Branch Office

2515 Browncroft Blvd

Rochester, NY 14625

Phone: (585) 454-5900

Services: Member Services, ATM, Drive-Thru

Open in Directions

RIT

Type: Branch Office

38 Lomb Memorial Dr

Rochester, NY 14623

Phone: (585) 454-5900

Services: Member Services, ATM

Open in Directions

Rochester General Hospital

Type: Branch Office

1445 Portland Ave

Rochester, NY 14621

Phone: (585) 454-5900

Services: Member Services, ATM, Drive-Thru

Open in Directions

U of R

Type: Branch Office

260 Crittenden Blvd

Rochester, NY 14642-0002

Phone: (585) 454-5900

Services: Member Services

Open in Directions