STEWART'S Credit Union Profile

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STEWART'S

Charter #24036 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (518) 581-1201

Fax: (518) 581-7076

Founding Date: N/A

Website: http://www.stewartscu.com

Personnel & Operations

President: Timian, John

Manager: Lauder, Angelique

FT Employees: 6

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 50

Branches: 1

Hours: M,T,W - 8:00AM to 3:00PM Th,F - 8:00AM to

Credit Union Profile Summary

STEWART'S is a FCU Credit Union. With a total of 4,193 members [1], this institution manages approximately $45,768,911 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 7.71% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 14.41% [1].

Financial Snapshot

Total Assets [1]
$45,768,911

Total economic resources.

Total Loans [1]
$16,814,238

Total value of outstanding loans.

Total Deposits [1]
$42,039,638

Total funds deposited by members.

Members [1]
4,193

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.71%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.39%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
40.00%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
7.81%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
14.41%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
9.62%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2911 State Route 9

Ballston Spa, NY, 12020

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by STEWART'S (Charter #24036).

Main Office

Stewart's FCU Main Office

Type: Corporate Office

2911 State Route 9

Ballston Spa, NY 12020

Phone: (518) 581-1201

Services: Member Services

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