CIVIC Credit Union Profile

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CIVIC

Charter #24003 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (919) 755-0534

Fax: (919) 755-0193

Founding Date: N/A

Website: https://www.civicfcu.org/

Personnel & Operations

President: Noble, Jr., Aaron

Manager: Naylor, Dwayne

FT Employees: 431

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 11

Hours: ADMINISTRATIVE HOURS: M-F 8:30AM-5:30PM

Credit Union Profile Summary

CIVIC is a FCU Credit Union. With a total of 380,898 members [1], this institution manages approximately $3,670,330,678 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.85% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.27% [1].

Financial Snapshot

Total Assets [1]
$3,670,330,678

Total economic resources.

Total Loans [1]
$3,234,105,285

Total value of outstanding loans.

Total Deposits [1]
$2,996,632,487

Total funds deposited by members.

Members [1]
380,898

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.85%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-1.29%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
107.92%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -7.62%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -8.27%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -6.45%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3600 WAKE FOREST RD

RALEIGH, NC, 27609-7309
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by CIVIC (Charter #24003).

Main Office

LGFCU WFR Operations Centre Main Office

Type: Corporate Office

3600 Wake Forest Rd

Raleigh, NC 27609-7309

Phone: (919) 755-0534

Services: None specified

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Additional Branches

Raleigh

LGFCU Corporate Office

Type: Corporate Office

323 W Jones St

Ste 600

Raleigh, NC 27603-1369

Phone: (919) 755-0534

Services: None specified

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