SYRACUSE COOPERATIVE Credit Union Profile

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SYRACUSE COOPERATIVE

Charter #23865 | NCUA Region 1 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (315) 471-1116

Fax: (315) 476-0567

Founding Date: N/A

Website: http://www.cooperativefederal.org

Personnel & Operations

President: Laub, Moise

Manager: Sauve, Christina

FT Employees: 30

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 2

Hours: 10 am - 6 pm, Mon/Tues/Thurs/Fri 11 am - 6

Credit Union Profile Summary

SYRACUSE COOPERATIVE is a FCU Credit Union. With a total of 3,606 members ^[1], this institution manages approximately $43,984,264 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.06% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.68% ^[1].

Financial Snapshot

Total Assets ^[1]

$43,984,264

Total economic resources.

Total Loans ^[1]

$33,608,535

Total value of outstanding loans.

Total Deposits ^[1]

$35,342,205

Total funds deposited by members.

Members ^[1]

3,606

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

12.06%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

7.05%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

95.09%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 3.43%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 5.68%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -3.58%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1816 Erie Blvd E

Syracuse, NY, 13210

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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