GENESEE CO-OP Credit Union Profile

Showing details for GENESEE CO-OP Credit Union.

Home > NY > GENESEE CO-OP

GENESEE CO-OP

Charter #23848 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (585) 461-2230

Fax: (585) 461-3189

Founding Date: N/A

Website: http://WWW.GENESEE.COOP

Personnel & Operations

President: Shelton, Marke

Manager: Apfel, Daniel

FT Employees: 13

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 1

Hours: MONDAY TO WEDNESDAY 10:00 TO 5:00 THURSDAY

Credit Union Profile Summary

GENESEE CO-OP is a FCU Credit Union. With a total of 4,579 members [1], this institution manages approximately $45,074,469 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 23.09% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.21% [1].

Financial Snapshot

Total Assets [1]
$45,074,469

Total economic resources.

Total Loans [1]
$25,186,393

Total value of outstanding loans.

Total Deposits [1]
$30,288,494

Total funds deposited by members.

Members [1]
4,579

Number of active members.

Performance Ratios

Net Worth Ratio [1]
23.09%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.29%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
83.15%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.06%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
6.21%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
5.65%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

395 GREGORY ST

ROCHESTER, NY, 14620

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 1 branches reported by GENESEE CO-OP (Charter #23848).

Main Office

Corporate Office Main Office

Type: Corporate Office

395 GREGORY ST

Rochester, NY 14620

Phone: (585) 461-2230

Services: Member Services, ATM

Open in Directions