HALIFAX COUNTY COMMUNITY Credit Union Profile

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HALIFAX COUNTY COMMUNITY

Charter #23760 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (434) 575-7916

Fax:

Founding Date: N/A

Website: https://www.halifaxcu.org

Personnel & Operations

President: Cowan, Mattie

Manager: Leigh, Helen

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 0

Hours: 9:00 TO 4:30

Credit Union Profile Summary

HALIFAX COUNTY COMMUNITY is a FCU Credit Union. With a total of 1,719 members [1], this institution manages approximately $6,688,521 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.59% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.18% [1].

Financial Snapshot

Total Assets [1]
$6,688,521

Total economic resources.

Total Loans [1]
$796,096

Total value of outstanding loans.

Total Deposits [1]
$6,170,314

Total funds deposited by members.

Members [1]
1,719

Number of active members.

Performance Ratios

Net Worth Ratio [1]
7.59%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-2.57%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
12.90%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.71%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 8.18%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -6.88%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1176 HUELL MATTHEWS HWY

SOUTH BOSTON, VA, 24592
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by HALIFAX COUNTY COMMUNITY (Charter #23760).

Main Office

Records Main Office

Type: Corporate Office

1176 Huell Matthews Hwy

South Boston, VA 24592

Phone: (434) 575-7916

Services: None specified

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Additional Branches

South Boston

Halifax County Community Federal Credit Union

Type: Corporate Office

1176 Huell Matthews Hwy

South Boston, VA 24592-7124

Phone: (434) 575-7916

Services: Member Services, Drive-Thru

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