SYNERGY Credit Union Profile

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SYNERGY

Charter #23605 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (210) 750-8333

Fax: (210) 345-2338

Founding Date: N/A

Website: http://www.synergyfcu.org

Personnel & Operations

President: Stanush, Dan

Manager: Murphy, Sean

FT Employees: 39

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 41

Branches: 7

Hours: 8-4 M-T, 8-3 F

Credit Union Profile Summary

SYNERGY is a FCU Credit Union. With a total of 12,094 members [1], this institution manages approximately $313,767,026 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.67% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.65% [1].

Financial Snapshot

Total Assets [1]
$313,767,026

Total economic resources.

Total Loans [1]
$256,498,525

Total value of outstanding loans.

Total Deposits [1]
$264,476,696

Total funds deposited by members.

Members [1]
12,094

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.67%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.94%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
96.98%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.23%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
0.65%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
0.15%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1 Valero Way

San Antonio, TX, 78249-1616

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 7 branches reported by SYNERGY (Charter #23605).

Main Office

Main Office Main Office

Type: Corporate Office

1 Valero Way

San Antonio, TX 78249-1616

Phone: (210) 750-8333

Services: Member Services, ATM

Open in Directions

Additional Branches

Corpus Christi

Corpus Christi

Type: Branch Office

1147 Cantwell Ln

Corpus Christi, TX 78407

Phone: (361) 289-3237

Services: Member Services, ATM

Open in Directions

Houston

Houston

Type: Branch Office

9701 Manchester St

Houston, TX 77012-2408

Phone: (713) 923-3395

Services: Member Services, ATM

Open in Directions

Port Arthur

Port Arthur

Type: Branch Office

1801 Gulfway Dr

Port Arthur, TX 77640-4416

Phone: (409) 985-1873

Services: Member Services, ATM

Open in Directions

San Antonio

Ridgewood Parkway branch

Type: Branch Office

19100 Ridgewood Pkwy

San Antonio, TX 78259

Phone: (210) 626-4792

Services: Member Services, ATM

Open in Directions

Texas City

Texas City

Type: Branch Office

1201 25th Ave N

Texas City, TX 77590-5525

Phone: (409) 948-7274

Services: Member Services, ATM

Open in Directions

Three Rivers

Three Rivers Branch

Type: Branch Office

301 Le Roy St

Three Rivers, TX 78071

Phone: (210) 750-8333

Services: Member Services, ATM

Open in Directions