BAYOU CITY Credit Union Profile

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BAYOU CITY

Charter #23582 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (713) 704-4943

Fax: (713) 704-0524

Founding Date: N/A

Website: http://www.bcfcu.com

Personnel & Operations

President: NYGAARD, ROBERT

Manager: LAYNE SANTAFIELD, RITANA

FT Employees: 8

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 21

Branches: 2

Hours: MONDAY - WEDNESDAY: 8:30 TO 5:00 THURSDAY

Credit Union Profile Summary

BAYOU CITY is a FCU Credit Union. With a total of 2,304 members [1], this institution manages approximately $24,339,064 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.58% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.81% [1].

Financial Snapshot

Total Assets [1]
$24,339,064

Total economic resources.

Total Loans [1]
$9,091,126

Total value of outstanding loans.

Total Deposits [1]
$21,866,482

Total funds deposited by members.

Members [1]
2,304

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.58%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.17%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
41.58%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -5.19%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 6.81%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.91%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

6414 FANNIN ST STE G50

HOUSTON, TX, 77030-1500
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by BAYOU CITY (Charter #23582).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

6414 FANNIN ST STE G50

Houston, TX 77030-1500

Phone: (713) 704-4943

Services: Member Services, ATM

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Additional Branches

Houston

JONES SERVICE CENTER

Type: Branch Office

6411 FANNIN ST # G-674N

Houston, TX 77030-1501

Phone: (713) 704-3980

Services: Member Services, ATM

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