EDUCATIONAL AND GOVERNMENTAL Credit Union Profile

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EDUCATIONAL AND GOVERNMENTAL

Charter #2346 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (914) 946-6200

Fax: (914) 946-2910

Founding Date: N/A

Website: http://www.egefcu.com

Personnel & Operations

President: Retleff, Rochelle

Manager: Gizowski, Garrett

FT Employees: 10

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 2

Hours: 9-4

Credit Union Profile Summary

EDUCATIONAL AND GOVERNMENTAL is a FCU Credit Union. With a total of 6,339 members [1], this institution manages approximately $58,779,323 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.18% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 18.14% [1].

Financial Snapshot

Total Assets [1]
$58,779,323

Total economic resources.

Total Loans [1]
$16,716,471

Total value of outstanding loans.

Total Deposits [1]
$51,460,070

Total funds deposited by members.

Members [1]
6,339

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.18%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.02%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
32.48%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 8.63%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 18.14%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 10.36%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

333 N Central Ave Fl 2

Hartsdale, NY, 10530-1811
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by EDUCATIONAL AND GOVERNMENTAL (Charter #2346).

Main Office

Main Main Office

Type: Corporate Office

333 N Central Ave Fl 2

Hartsdale, NY 10530-1811

Phone: (914) 946-6200

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Mount Vernon

Branch

Type: Branch Office

22 W 1st St Ste 311

Mount Vernon, NY 10550-3069

Phone: (914) 664-2646

Services: Member Services, ATM

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