TEXASGULF Credit Union Profile

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TEXASGULF

Charter #2322 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (979) 282-2300

Fax: (979) 282-2323

Founding Date: N/A

Website: http://www.texasgulffcu.org

Personnel & Operations

President: Ferrell, Weldon

Manager: Sterry, J. Michael

FT Employees: 31

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Monday through Friday 8:00 am to 5:00 pm

Credit Union Profile Summary

TEXASGULF is a FCU Credit Union. With a total of 14,743 members [1], this institution manages approximately $207,514,623 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.12% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.35% [1].

Financial Snapshot

Total Assets [1]
$207,514,623

Total economic resources.

Total Loans [1]
$130,870,702

Total value of outstanding loans.

Total Deposits [1]
$178,929,296

Total funds deposited by members.

Members [1]
14,743

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.12%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.11%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.14%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.67%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
9.35%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.16%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2101 N Fulton st

Wharton, TX, 77488

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by TEXASGULF (Charter #2322).

Main Office

2101 N Fulton Main Office

Type: Corporate Office

2101 N Fulton st

Wharton, TX 77488

Phone: (979) 282-2300

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

El Campo

El Campo

Type: Branch Office

1313 West Loop

El Campo, TX 77437

Phone: (979) 578-9000

Services: Member Services, ATM, Drive-Thru

Open in Directions