U.A.L.U. 354 Credit Union Profile

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U.A.L.U. 354

Charter #23174 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (724) 925-9354

Fax: (724) 925-9354

Founding Date: N/A

Personnel & Operations

President: Watkiss, Brent

Manager: REESE, AMANDA

FT Employees: 2

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 1

Hours: 9:00 AM TO 5:00 PM MONDAY- FRIDAY

Credit Union Profile Summary

U.A.L.U. 354 is a FCU Credit Union. With a total of 1,557 members [1], this institution manages approximately $6,849,521 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.52% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -15.41% [1].

Financial Snapshot

Total Assets [1]
$6,849,521

Total economic resources.

Total Loans [1]
$4,369,157

Total value of outstanding loans.

Total Deposits [1]
$5,981,034

Total funds deposited by members.

Members [1]
1,557

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.52%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.08%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.05%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-2.79%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-15.41%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.70%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

271 ARMBRUST RD

GREENSBURG, PA, 15601

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by U.A.L.U. 354 (Charter #23174).

Main Office

UALU 354 FCU Main Office

Type: Corporate Office

271 ARMBRUST RD

Greensburg, PA 15601

Phone: (724) 925-9354

Services: Member Services

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