LOCAL 804 Credit Union Profile

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LOCAL 804

Charter #23144 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (718) 878-4622

Fax: (718) 878-4623

Founding Date: N/A

Website: http://www.cu804.org

Personnel & Operations

President: Dunn, Myles

Manager: Abood, Ysemny

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 2

Hours: Monday thru Thursday 8 am - 4 pm Fridays 8

Credit Union Profile Summary

LOCAL 804 is a FCU Credit Union. With a total of 3,192 members [1], this institution manages approximately $21,027,306 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 30.48% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.79% [1].

Financial Snapshot

Total Assets [1]
$21,027,306

Total economic resources.

Total Loans [1]
$14,273,362

Total value of outstanding loans.

Total Deposits [1]
$14,614,113

Total funds deposited by members.

Members [1]
3,192

Number of active members.

Performance Ratios

Net Worth Ratio [1]
30.48%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.35%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
97.67%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.43%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 2.79%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.67%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

44 S Bayles Ave Ste 204

Port Washington, NY, 11050-3765
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by LOCAL 804 (Charter #23144).

Main Office

Local 804 FCU Main Office

Type: Corporate Office

3421 Review Ave

Long Island City, NY 11101-3241

Phone: (718) 878-4622

Services: Member Services, ATM

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Additional Branches

Queens Village

Q-Side FCU

Type: Branch Office

21131 Jamaica Ave

Queens Village, NY 11428-1621

Phone: (718) 353-1300

Services: Member Services

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