ALLEGANY FIRST Credit Union Profile

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ALLEGANY FIRST

Charter #22883 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (585) 567-4103

Fax: (585) 567-8993

Founding Date: N/A

Website: HTTP://WWW.ALLEGANYFIRSTFCU.COM

Personnel & Operations

President: Harrington, Randa

Manager: Tucker, Michaela

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Monday-Thursday 9:00AM to 4:00PM Friday 9:

Credit Union Profile Summary

ALLEGANY FIRST is a FCU Credit Union. With a total of 2,155 members [1], this institution manages approximately $25,527,091 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.75% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.09% [1].

Financial Snapshot

Total Assets [1]
$25,527,091

Total economic resources.

Total Loans [1]
$7,298,042

Total value of outstanding loans.

Total Deposits [1]
$22,218,591

Total funds deposited by members.

Members [1]
2,155

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.75%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.35%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
32.85%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.02%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
5.09%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.10%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

27 W Main St

Fillmore, NY, 14735

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by ALLEGANY FIRST (Charter #22883).

Main Office

Allegany First FCU Main Office

Type: Corporate Office

27 W Main St

Fillmore, NY 14735

Phone: (585) 567-4103

Services: Member Services, Drive-Thru

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