C C S E Credit Union Profile

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C C S E

Charter #22754 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 945-5340

Fax: (716) 945-5351

Founding Date: N/A

Website: http://www.ccseonline.com

Personnel & Operations

President: Colton, Dale

Manager: Rosell, Kristina

FT Employees: 12

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: MONDAY - FRIDAY 9-5

Credit Union Profile Summary

C C S E is a FCU Credit Union. With a total of 5,794 members [1], this institution manages approximately $61,644,023 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.61% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.42% [1].

Financial Snapshot

Total Assets [1]
$61,644,023

Total economic resources.

Total Loans [1]
$27,455,446

Total value of outstanding loans.

Total Deposits [1]
$55,690,495

Total funds deposited by members.

Members [1]
5,794

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.61%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.13%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
49.30%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.99%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 6.42%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.19%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

417 BROAD ST

SALAMANCA, NY, 14779
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by C C S E (Charter #22754).

Main Office

CCSE Federal Credit Union Main Office

Type: Corporate Office

417 Broad St

Salamanca, NY 14779

Phone: (716) 945-5340

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Ellicottville

CCSE ELLICOTTVILLE BRANCH

Type: Branch Office

37 BRISTOL LANE

Ellicottville, NY 14731

Phone: (716) 699-1004

Services: Member Services, ATM, Drive-Thru

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Frisco

Fiserv

Type: Corporate Office

2601 Network Blvd

Frisco, TX 75034

Phone: (469) 287-3767

Services: None specified

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