OHIO VALLEY Credit Union Profile

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OHIO VALLEY

Charter #22688 | NCUA Region 2 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (513) 724-6098

Fax: (513) 724-6093

Founding Date: N/A

Website: http://www.ovfcu.org

Personnel & Operations

President: Zehler, John

Manager: Ward, Charles

FT Employees: 6

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 43

Branches: 1

Hours: Monday - Tuesday 9 am - 5 pm Closed Wednes

Credit Union Profile Summary

OHIO VALLEY is a FCU Credit Union. With a total of 2,142 members [1], this institution manages approximately $26,685,470 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.5% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -12.35% [1].

Financial Snapshot

Total Assets [1]
$26,685,470

Total economic resources.

Total Loans [1]
$9,622,258

Total value of outstanding loans.

Total Deposits [1]
$24,256,238

Total funds deposited by members.

Members [1]
2,142

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.5%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.60%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
39.67%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.58%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-12.35%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.16%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2091 James E Sauls Sr Dr

Batavia, OH, 45103-3255

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by OHIO VALLEY (Charter #22688).

Main Office

Batavia Main Office

Type: Corporate Office

2091 James E Sauls Sr Dr

Batavia, OH 45103-3255

Phone: (513) 724-6098

Services: Member Services, ATM, Drive-Thru

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