FIRST NRV Credit Union Profile

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FIRST NRV

Charter #2263 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (540) 639-0885

Fax: (540) 639-0512

Founding Date: N/A

Website: http://www.firstnrvcreditunion.com

Personnel & Operations

President: Moore, Stanley

Manager: McKinnie, Owen

FT Employees: 9

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 66

Branches: 2

Hours: Lobby M-F 8-5 DT M-T 8-5 Fri 8-6

Credit Union Profile Summary

FIRST NRV is a FCU Credit Union. With a total of 2,807 members [1], this institution manages approximately $38,470,705 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.33% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.84% [1].

Financial Snapshot

Total Assets [1]
$38,470,705

Total economic resources.

Total Loans [1]
$22,856,717

Total value of outstanding loans.

Total Deposits [1]
$35,109,171

Total funds deposited by members.

Members [1]
2,807

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.33%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.04%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
65.10%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -3.57%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -8.84%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.59%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

900 W Main St

Radford, VA, 24141-1597
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by FIRST NRV (Charter #2263).

Main Office

First NRV Federal Credit Union Main Office

Type: Corporate Office

900 W Main St

Radford, VA 24141-1597

Phone: (540) 639-0885

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Hillsville

First NRV Federal Credit Union

Type: Branch Office

205 Oak St

Hillsville, VA 24343

Phone: (276) 728-9878

Services: Member Services

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