LEATHERSTOCKING REGION Credit Union Profile

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LEATHERSTOCKING REGION

Charter #22625 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (607) 547-5700

Fax: (607) 547-1856

Founding Date: N/A

Website: https://www.lsrfcu.org

Personnel & Operations

President: Smith, Nathan

Manager: Kelly, Anoel

FT Employees: 13

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: LOBBY HOURS: MON.-THURS., 8-4; FIR., 8-5:30

Credit Union Profile Summary

LEATHERSTOCKING REGION is a FCU Credit Union. With a total of 5,820 members [1], this institution manages approximately $96,009,461 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.18% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.78% [1].

Financial Snapshot

Total Assets [1]
$96,009,461

Total economic resources.

Total Loans [1]
$61,859,912

Total value of outstanding loans.

Total Deposits [1]
$84,301,090

Total funds deposited by members.

Members [1]
5,820

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.18%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.69%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.38%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 14.66%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 9.78%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 5.23%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

24 GLEN AVE

COOPERSTOWN, NY, 13326-1122
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by LEATHERSTOCKING REGION (Charter #22625).

Main Office

Main Office Main Office

Type: Corporate Office

24 Glen Ave

Cooperstown, NY 13326-1122

Phone: (607) 547-5700

Services: Member Services, ATM, Drive-Thru

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