S. T. P. EMPLOYEES Credit Union Profile

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S. T. P. EMPLOYEES

Charter #22522 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (814) 693-6015

Fax: (814) 693-6006

Founding Date: N/A

Website: http://www.smalltubeproducts.com

Personnel & Operations

President: Barroner, James

Manager: Brown, Shari

FT Employees: 0

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 12

Branches: 1

Hours: Mondays and Wednesdays 12:00 to 3:00 pm; Fr

Credit Union Profile Summary

S. T. P. EMPLOYEES is a FCU Credit Union. With a total of 243 members [1], this institution manages approximately $927,860 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 24.76% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -32.12% [1].

Financial Snapshot

Total Assets [1]
$927,860

Total economic resources.

Total Loans [1]
$549,146

Total value of outstanding loans.

Total Deposits [1]
$694,762

Total funds deposited by members.

Members [1]
243

Number of active members.

Performance Ratios

Net Worth Ratio [1]
24.76%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.09%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
79.04%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -6.02%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -32.12%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.19%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

PO Box 1017, 200 Oliphant Drive

Duncansville, PA, 16635-1017
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by S. T. P. EMPLOYEES (Charter #22522).

Main Office

Credit Union Office Main Office

Type: Corporate Office

PO Box 1017

200 Oliphant Drive

Duncansville, PA 16635-1017

Phone: (814) 693-6015

Services: Member Services

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