FIRST CARE Credit Union Profile

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FIRST CARE

Charter #22322 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (540) 985-8535

Fax: (540) 985-8504

Founding Date: N/A

Website: http://www.crchcreditunion.com

Personnel & Operations

President: Hodges, Cynthia

Manager: Lynch, Samantha

FT Employees: 3

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 21

Branches: 1

Hours: M-F 9:30AM - 5:30PM

Credit Union Profile Summary

FIRST CARE is a FCU Credit Union. With a total of 1,260 members [1], this institution manages approximately $6,063,066 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.21% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.00% [1].

Financial Snapshot

Total Assets [1]
$6,063,066

Total economic resources.

Total Loans [1]
$3,218,680

Total value of outstanding loans.

Total Deposits [1]
$5,076,172

Total funds deposited by members.

Members [1]
1,260

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.21%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.80%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
63.41%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-2.77%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-8.00%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.25%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

109 Highland Ave SW

Roanoke, VA, 24016-4413

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by FIRST CARE (Charter #22322).

Main Office

109 Highland Ave SW Main Office

Type: Corporate Office

109 Highland Ave SW

Roanoke, VA 24016-4413

Phone: (540) 985-8535

Services: Member Services

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