SERVICE 1ST Credit Union Profile

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SERVICE 1ST

Charter #22128 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (570) 271-6060

Fax: (570) 271-8793

Founding Date: N/A

Website: http://www.service1.org

Personnel & Operations

President: Shirk, Tracy

Manager: Thomas, Michael

FT Employees: 135

PT Employees: 17

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 51

Branches: 12

Hours: M 8:30-5:00 T-Th 8:30-4:00 F 8:30-6:00

Credit Union Profile Summary

SERVICE 1ST is a FCU Credit Union. With a total of 48,867 members [1], this institution manages approximately $746,468,815 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.22% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 13.08% [1].

Financial Snapshot

Total Assets [1]
$746,468,815

Total economic resources.

Total Loans [1]
$643,971,678

Total value of outstanding loans.

Total Deposits [1]
$659,414,287

Total funds deposited by members.

Members [1]
48,867

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.22%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.26%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
97.66%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
10.40%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
13.08%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
17.32%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1985 Montour Blvd

Danville, PA, 17821

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 11 branches reported by SERVICE 1ST (Charter #22128).

Main Office

Corporate Center Main Office

Type: Corporate Office

1985 Montour Blvd

Danville, PA 17821

Phone: (570) 271-6060

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Bloomsburg

Bloomsburg Office

Type: Branch Office

327 Columbia Blvd

Bloomsburg, PA 17815

Phone: (800) 562-6049

Services: Member Services, ATM, Drive-Thru

Open in Directions

Danville

Danville Main Office

Type: Branch Office

861 Bloom Rd

Danville, PA 17821

Phone: (570) 271-6060

Services: Member Services, ATM, Drive-Thru

Open in Directions

Elysburg

Elysburg

Type: Branch Office

196 W Valley Ave

Elysburg, PA 17824-9703

Phone: (800) 562-6049

Services: Member Services, ATM, Drive-Thru

Open in Directions

Lewisburg

Lewisburg Office

Type: Branch Office

101 Walter Dr

Lewisburg, PA 17837

Phone: (570) 523-9130

Services: Member Services, ATM, Drive-Thru

Open in Directions

Mifflinburg

Mifflinburg

Type: Branch Office

52 E Chestnut St

Mifflinburg, PA 17844-1406

Phone: (570) 966-7900

Services: Member Services, ATM, Drive-Thru

Open in Directions

Milton

Montandon

Type: Branch Office

2613 State Route 45

Milton, PA 17847

Phone: (570) 522-9710

Services: Member Services, ATM, Drive-Thru

Open in Directions

Shamokin Dam

Shamokin Dam Office

Type: Branch Office

3054 N Susquehanna Trl

Shamokin Dam, PA 17876

Phone: (570) 743-0881

Services: Member Services, ATM, Drive-Thru

Open in Directions

Sunbury

Sunbury

Type: Branch Office

1185 N 4th St

Sunbury, PA 17801-1221

Phone: (800) 562-6049

Services: Member Services, ATM, Drive-Thru

Open in Directions

Wilkes Barre

Wilkes-Barre Office

Type: Branch Office

620 Baltimore Dr

Wilkes Barre, PA 18702

Phone: (570) 825-4808

Services: Member Services

Open in Directions

Williamsport

Loyalsock

Type: Branch Office

814 Westminster Dr

Williamsport, PA 17701

Phone: (570) 567-0800

Services: Member Services, ATM, Drive-Thru

Open in Directions