OSWEGO COUNTY Credit Union Profile

Showing details for OSWEGO COUNTY Credit Union.

Home > NY > OSWEGO COUNTY

OSWEGO COUNTY

Charter #21927 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (315) 343-7822

Fax: (315) 343-7826

Founding Date: N/A

Website: http://www.oswegofcu.org

Personnel & Operations

President: Greeney, Harrison

Manager: Carhart, William

FT Employees: 53

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 5

Hours: MONDAY-TUESDAY 9-5 WEDNESDAY 8:30-5 THURS

Credit Union Profile Summary

OSWEGO COUNTY is a FCU Credit Union. With a total of 13,467 members [1], this institution manages approximately $144,138,717 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.43% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.50% [1].

Financial Snapshot

Total Assets [1]
$144,138,717

Total economic resources.

Total Loans [1]
$103,500,418

Total value of outstanding loans.

Total Deposits [1]
$126,563,231

Total funds deposited by members.

Members [1]
13,467

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.43%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.04%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
81.78%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 5.56%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.50%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.36%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

90 E BRIDGE ST

OSWEGO, NY, 13126
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 5 branches reported by OSWEGO COUNTY (Charter #21927).

Main Office

East Office Main Office

Type: Corporate Office

90 E Bridge St

Oswego, NY 13126

Phone: (315) 343-7822

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Fulton

Fulton Branch

Type: Branch Office

707 s 4th st

Fulton, NY 13069

Phone: (315) 887-1030

Services: Member Services, ATM, Drive-Thru

Open in Directions

Mexico

CiTi Branch

Type: Branch Office

179 County Route 64

Mexico, NY 13114

Phone: (315) 343-7822

Services: Member Services

Open in Directions

Mexico Office

Type: Branch Office

5800 Scenic Ave

Mexico, NY 13114

Phone: (315) 963-2722

Services: Member Services, ATM, Drive-Thru

Open in Directions

Oswego

Oswego West

Type: Branch Office

262 W Seneca St

Oswego, NY 13126

Phone: (315) 326-0138

Services: Member Services, ATM, Drive-Thru

Open in Directions