EMPLOYEES UNITED Credit Union Profile

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EMPLOYEES UNITED

Charter #21904 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (903) 784-6861

Fax: (903) 784-7409

Founding Date: N/A

Website: http://www.employeesunited.org

Personnel & Operations

President: Brumley Jr., William

Manager: Gray, Delayna

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 98

Branches: 1

Hours: Monday to Friday 7:00 am to 5:00 pm

Credit Union Profile Summary

EMPLOYEES UNITED is a FCU Credit Union. With a total of 1,181 members [1], this institution manages approximately $12,344,665 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 31.71% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.17% [1].

Financial Snapshot

Total Assets [1]
$12,344,665

Total economic resources.

Total Loans [1]
$2,819,758

Total value of outstanding loans.

Total Deposits [1]
$8,408,255

Total funds deposited by members.

Members [1]
1,181

Number of active members.

Performance Ratios

Net Worth Ratio [1]
31.71%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.11%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
33.54%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-7.13%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-7.17%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-6.64%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

2285 19th St NW

Paris, TX, 75460

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by EMPLOYEES UNITED (Charter #21904).

Main Office

Employees United FCU Main Office

Type: Corporate Office

2285 19th St NW

Paris, TX 75460

Phone: (903) 784-6861

Services: Member Services

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