SUNY FREDONIA Credit Union Profile

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SUNY FREDONIA

Charter #21851 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 673-3585

Fax: (716) 673-3685

Founding Date: N/A

Website: HTTP://WWW.SUNYFREDONIAFCU.COM

Personnel & Operations

President: TZITZIS, SOTERIS

Manager: PROFFITT, LAURA

FT Employees: 6

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: M 9-4; T & W 9-2; TH 8-4; F 9-4

Credit Union Profile Summary

SUNY FREDONIA is a FCU Credit Union. With a total of 3,342 members [1], this institution manages approximately $45,484,683 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 17.04% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.28% [1].

Financial Snapshot

Total Assets [1]
$45,484,683

Total economic resources.

Total Loans [1]
$16,615,294

Total value of outstanding loans.

Total Deposits [1]
$37,615,403

Total funds deposited by members.

Members [1]
3,342

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.04%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.92%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
44.17%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.88%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 4.28%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.57%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

280 CENTRAL AVE, G139 WILLIAMS CENT

FREDONIA, NY, 14063-1127
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by SUNY FREDONIA (Charter #21851).

Main Office

SUNY FREDONIA FCU Main Office

Type: Corporate Office

280 CENTRAL AVE

G139 WILLIAMS CENTER

Fredonia, NY 14063-1127

Phone: (716) 673-3585

Services: Member Services

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