ULSTER Credit Union Profile

Showing details for ULSTER Credit Union.

Home > NY > ULSTER

ULSTER

Charter #21694 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (845) 339-5544

Fax: (845) 331-0331

Founding Date: N/A

Website: http://www.ulsfedcu.org

Personnel & Operations

President: Mizerak, John

Manager: Querbes, William

FT Employees: 32

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: M 8:00-5:00 T 8:00-5:00 W 8:00-5:00 TH 8:00

Credit Union Profile Summary

ULSTER is a FCU Credit Union. With a total of 7,082 members [1], this institution manages approximately $164,978,978 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.69% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.32% [1].

Financial Snapshot

Total Assets [1]
$164,978,978

Total economic resources.

Total Loans [1]
$42,320,350

Total value of outstanding loans.

Total Deposits [1]
$155,347,575

Total funds deposited by members.

Members [1]
7,082

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.69%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.05%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
27.24%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.70%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.32%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.09%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

127 Schwenk Dr

Kingston, NY, 12401
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 3 branches reported by ULSTER (Charter #21694).

Main Office

Schwenk Dr Main Office

Type: Corporate Office

127 Schwenk Dr

Kingston, NY 12401

Phone: (845) 339-5544

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Kingston

Ulster Avenue

Type: Branch Office

807 Ulster Ave

Kingston, NY 12401

Phone: (845) 339-3394

Services: Member Services, Drive-Thru

Open in Directions

Saugerties

Saugerties

Type: Branch Office

9W Simmons Plz

Saugerties, NY 12477

Phone: (845) 246-0587

Services: Member Services, ATM, Drive-Thru

Open in Directions