U. H. S. EMPLOYEES Credit Union Profile

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U. H. S. EMPLOYEES

Charter #21586 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (607) 763-6565

Fax: (607) 763-5095

Founding Date: N/A

Website: http://www.cuonlineuhs.org

Personnel & Operations

President: Rider, Lucinda

Manager: Murray, Kay

FT Employees: 9

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 51

Branches: 3

Hours: Monday through Friday: 9:30am - 5:00pm.

Credit Union Profile Summary

U. H. S. EMPLOYEES is a FCU Credit Union. With a total of 3,125 members [1], this institution manages approximately $23,924,159 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.77% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.48% [1].

Financial Snapshot

Total Assets [1]
$23,924,159

Total economic resources.

Total Loans [1]
$13,784,527

Total value of outstanding loans.

Total Deposits [1]
$21,210,408

Total funds deposited by members.

Members [1]
3,125

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.77%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.75%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
64.99%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.98%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-9.48%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.95%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

33-57 Harrison St

Johnson City, NY, 13790

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by U. H. S. EMPLOYEES (Charter #21586).

Main Office

Wilson Main Office

Type: Corporate Office

33-57 Harrison St

Johnson City, NY 13790

Phone: (607) 763-6565

Services: Member Services

Open in Directions

Additional Branches

Binghamton

BGH Branch

Type: Branch Office

40 Mitchell Ave

Binghamton, NY 13903

Phone: (607) 763-5069

Services: Member Services

Open in Directions

Lewis Road

Type: Branch Office

33 Lewis Rd

Binghamton, NY 13905-1048

Phone: (607) 763-6565

Services: Member Services

Open in Directions

Vestal

Vestal

Type: Branch Office

4401 Vestal Pkwy E

Vestal, NY 13850-3514

Phone: (607) 763-6565

Services: Member Services

Open in Directions