BACK MOUNTAIN Credit Union Profile

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BACK MOUNTAIN

Charter #21458 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (570) 696-1633

Fax: (570) 696-1643

Founding Date: N/A

Website: http://backmtnfcu.com

Personnel & Operations

President: Hardwick, William

Manager: Feher, Patricia

FT Employees: 1

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 1

Hours: DAILY 8:00 TO 4:30

Credit Union Profile Summary

BACK MOUNTAIN is a FCU Credit Union. With a total of 687 members [1], this institution manages approximately $8,516,330 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 21.73% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.97% [1].

Financial Snapshot

Total Assets [1]
$8,516,330

Total economic resources.

Total Loans [1]
$3,396,055

Total value of outstanding loans.

Total Deposits [1]
$6,659,019

Total funds deposited by members.

Members [1]
687

Number of active members.

Performance Ratios

Net Worth Ratio [1]
21.73%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.21%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
51.00%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-7.16%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-2.97%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.28%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1501 MEMORIAL HWY

SHAVERTOWN, PA, 18708

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by BACK MOUNTAIN (Charter #21458).

Main Office

Back Mountain FCU Main Office

Type: Corporate Office

1501 Memorial Hwy

Shavertown, PA 18708

Phone: (570) 696-1633

Services: Member Services

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