VIDOR TEACHERS Credit Union Profile

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VIDOR TEACHERS

Charter #21368 | NCUA Region 2 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (409) 769-3348

Fax:

Founding Date: N/A

Personnel & Operations

President: Davis, Ronnie

Manager: Nunez, Tami

FT Employees: 1

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 04

Branches: 1

Hours: 12:00 pm - 4:30 pm Monday - Thursday 12:00

Credit Union Profile Summary

VIDOR TEACHERS is a FCU Credit Union. With a total of 471 members [1], this institution manages approximately $3,321,165 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 15.15% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.39% [1].

Financial Snapshot

Total Assets [1]
$3,321,165

Total economic resources.

Total Loans [1]
$2,277,089

Total value of outstanding loans.

Total Deposits [1]
$2,817,970

Total funds deposited by members.

Members [1]
471

Number of active members.

Performance Ratios

Net Worth Ratio [1]
15.15%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.40%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.81%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.63%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-4.39%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-4.07%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1255 N Main St

Vidor, TX, 77662-3740

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by VIDOR TEACHERS (Charter #21368).

Main Office

Vidor Teachers FCU Main Office

Type: Corporate Office

120 E Bolivar ST

Vidor, TX 77662-4907

Phone: (409) 769-3348

Services: Member Services

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