STRATEGIC Credit Union Profile

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STRATEGIC

Charter #21319 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (571) 250-2019

Fax:

Founding Date: N/A

Website: http://www.strategicfcu.org

Personnel & Operations

President: Gardner, Edwin

Manager: Macomber, Jerry

FT Employees: 4

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 49

Branches: 2

Hours: M-F 9:00-4:00

Credit Union Profile Summary

STRATEGIC is a FCU Credit Union. With a total of 957 members [1], this institution manages approximately $23,011,936 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.73% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.62% [1].

Financial Snapshot

Total Assets [1]
$23,011,936

Total economic resources.

Total Loans [1]
$17,105,733

Total value of outstanding loans.

Total Deposits [1]
$20,687,729

Total funds deposited by members.

Members [1]
957

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.73%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.48%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
82.69%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.42%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
2.62%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-5.25%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

22110 Pacific Blvd Ste 100

Sterling, VA, 20166

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by STRATEGIC (Charter #21319).

Main Office

Main Office Main Office

Type: Corporate Office

22110 Pacific Blvd Ste 100

Sterling, VA 20166

Phone: (571) 250-2019

Services: Member Services, ATM

Open in Directions

Additional Branches

Springfield

Springfield Branch

Type: Branch Office

8320 Alban Rd

Suite 100

Springfield, VA 22150

Phone: (703) 912-1880

Services: Member Services

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