SCF WESTCHESTER N. Y. EMPLOYEES Credit Union Profile

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SCF WESTCHESTER N. Y. EMPLOYEES

Charter #21231 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (914) 694-3421

Fax: (914) 697-4149

Founding Date: N/A

Personnel & Operations

President: Jefferson-Eaddy, Carol

Manager: Sanchez-Tookes, Kim

FT Employees: 2

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 1

Hours: TUESDAYS AND THURSDAYS 6:30AM - 7:

Credit Union Profile Summary

SCF WESTCHESTER N. Y. EMPLOYEES is a FCU Credit Union. With a total of 365 members [1], this institution manages approximately $2,037,687 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 28.19% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.52% [1].

Financial Snapshot

Total Assets [1]
$2,037,687

Total economic resources.

Total Loans [1]
$345,692

Total value of outstanding loans.

Total Deposits [1]
$1,468,871

Total funds deposited by members.

Members [1]
365

Number of active members.

Performance Ratios

Net Worth Ratio [1]
28.19%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
3.70%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
23.53%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.24%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.52%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.40%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1000 WESTCHESTER AVE

WHITE PLAINS, NY, 10610
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by SCF WESTCHESTER N. Y. EMPLOYEES (Charter #21231).

Main Office

Credit Union Office Main Office

Type: Corporate Office

1000 Westchester Ave

White Plains, NY 10610

Phone: (914) 694-3421

Services: None specified

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Additional Branches

Yonkers

Yonkers Federal Employees CU

Type: Branch Office

81 Main Street

Yonkers, NY 10701

Phone: (914) 682-4421

Services: None specified

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