HIGH POINT Credit Union Profile

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HIGH POINT

Charter #21083 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (716) 372-6607

Fax:

Founding Date: N/A

Website: https://www.highpointfcu.com

Personnel & Operations

President: Pancio, Michele

Manager: Yeager, Richard

FT Employees: 88

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 5

Hours: 8:30 am to 5:30 pm Monday thru Friday

Credit Union Profile Summary

HIGH POINT is a FCU Credit Union. With a total of 20,671 members [1], this institution manages approximately $411,494,914 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.02% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.30% [1].

Financial Snapshot

Total Assets [1]
$411,494,914

Total economic resources.

Total Loans [1]
$204,276,198

Total value of outstanding loans.

Total Deposits [1]
$358,458,818

Total funds deposited by members.

Members [1]
20,671

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.02%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.34%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
56.99%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.54%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 9.30%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.35%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

234 Homer St

Olean, NY, 14760
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by HIGH POINT (Charter #21083).

Main Office

Olean Area FCU Main Office

Type: Corporate Office

234 Homer St

Olean, NY 14760

Phone: (716) 372-6607

Services: None specified

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Additional Branches

Allegany

Olean Area FCU

Type: Branch Office

180 W Main St

Allegany, NY 14706

Phone: (716) 372-6607

Services: Member Services, ATM, Drive-Thru

Open in Directions

Olean

Olean Area FCU

Type: Branch Office

1201 Wayne St

Olean, NY 14760

Phone: (716) 372-6607

Services: Member Services, ATM, Drive-Thru

Open in Directions

Olean Area FCU

Type: Branch Office

206 N Clark St

Olean, NY 14760

Phone: (716) 372-6607

Services: Member Services, ATM, Drive-Thru

Open in Directions

Portville

Olean Area FCU

Type: Branch Office

160 S Main St

Portville, NY 14770

Phone: (716) 372-6607

Services: Member Services, ATM, Drive-Thru

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